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Terms of Service

Effective September 15, 2026 · Terms governing your use of this website and its forms, scheduling tools, and content.

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By accessing or using valleyinsurancepros.com (the “Site”), you agree to these Terms of Service. If you do not agree, please do not use the Site.

About the Site

The Site provides general information about Valley Insurance Professionals Inc. and allows users to request information, request an insurance quote, or schedule a consultation. Site content is informational and does not constitute an insurance contract, binder, coverage determination, legal advice, tax advice, or financial advice.

No insurance coverage is bound online

Important: Submitting a form, sending a message, scheduling an appointment, receiving an estimate, or making a payment does not create, bind, change, renew, or cancel insurance coverage. Coverage is effective only when confirmed by an authorized representative and the applicable insurer in accordance with policy terms.

Your responsibilities

You agree to provide accurate, current, and complete information; use the Site only for lawful purposes; and not interfere with its security or operation. Quotes and coverage options depend on the information you provide and are subject to underwriting, eligibility, availability, and final carrier approval.

Electronic communications

When you contact us electronically, you consent to receiving responsive electronic communications. Marketing email or text consent, when separately requested, is optional and is not a condition of purchasing insurance. Message frequency varies; message and data rates may apply. Reply STOP to end marketing texts and HELP for help.

Intellectual property

Unless otherwise stated, Site text, graphics, design, and original materials are owned by VIP or used with permission and are protected by applicable intellectual-property laws. Allstate names, logos, and related marks belong to their respective owners. You may use Site content only for personal, noncommercial purposes and may not reproduce or distribute it without permission.

Third-party services and links

The Site may contain links to or embedded tools from Allstate and other third parties. We do not control and are not responsible for third-party content, availability, security, or terms. Your use of those services is governed by their own terms and policies.

Availability and accuracy

We aim to keep the Site accurate and available, but do not warrant that it will be uninterrupted, error-free, secure, or complete. Product descriptions are general; policy forms, exclusions, limits, deductibles, underwriting rules, and insurer documents control in the event of a conflict.

Limitation of liability

To the fullest extent permitted by law, VIP and its officers, employees, and representatives will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of or inability to use the Site. Nothing in these Terms limits liability that cannot legally be limited.

Indemnification

You agree to defend and indemnify VIP from claims, losses, and expenses arising from your unlawful use of the Site, your violation of these Terms, or information you submit in violation of another person's rights.

Governing law

These Terms are governed by the laws of the State of Arizona, without regard to conflict-of-law principles. Any dispute relating to the Site will be brought in a court of competent jurisdiction in Maricopa County, Arizona, unless applicable law requires otherwise.

Changes

We may update these Terms from time to time. Continued use after updated Terms are posted constitutes acceptance of the revised Terms.

Contact us

Valley Insurance Professionals Inc.
3402 N 36th St, Phoenix, AZ
(480) 922-0444
[email protected]

© 2026 Valley Insurance Professionals Inc. All rights reserved. No coverage is bound or changed through this website.
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